Where Does The Money Go?

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Turn the sheet over. Now on the back…

• Write every way you will spend your money this year.
• Don't worry about amounts. Just list all the things you have to do with your money.
• Don't forget the food, holidays and the loan repayments.
• When you run out of puff that's OK. Your list doesn't need to be totally complete for this exercise.

Have fun listing the ways you spend your money. I think you'll be surprised at how long the list becomes. When you are ready, go to the next page.

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